We're building the digital banking layer for India's neighbourhood retailers — simple, secure and built for scale.
JhatpatBill was founded with a simple observation: millions of Indians near bank branches still travel long distances or wait in line for basic banking needs like cash withdrawal or bill payment. We set out to close that gap by turning every local retail shop into a mini banking point.
Today, our platform powers AEPS, BBPS, DMT, payouts and a growing suite of financial services for over 42,000 retail partners across 700+ towns and cities, processing more than ₹1,200 crore in transactions annually — all while staying true to our founding principle: banking should be as close as the nearest shop.
Started as a BBPS bill payment aggregator for local retailers.
Expanded into Aadhaar-enabled banking and money transfer services.
Crossed 1,000 active retail partners across 300+ cities.
Now offering 18 services including insurance and loan referrals to 42,000+ partners.
To make essential banking and bill-payment services accessible within walking distance of every household in India, through a reliable network of empowered retail partners.
To become India's most trusted business correspondent platform — where every retailer, regardless of location, can offer full-scale digital banking to their community.
Every transaction is transparent, secure and reconciled without exception.
We design for instant settlements because time at the counter matters.
We build for towns and villages first, not just metro cities.
We follow RBI and NPCI guidelines to the letter, always.
All services operate within RBI and NPCI guidelines, with regular audits and KYC checks.
99.9% platform uptime with real-time monitoring across all services.
Dedicated relationship managers and multilingual helpdesk for every partner.
Whether you run a kirana store or manage a network of retailers, there's a place for you in the JhatpatBill.in ecosystem.